MobiKwik- UPI, Bills, PayLater 22.77.5

About MobiKwik

MobiKwik is a payment app that provides a wide range of payment services for your everyday needs. These services include availing a credit up to ₹60,000 with the option to Spend Now & Pay Later, UPI transactions, bill payments, mobile recharge (prepaid and postpaid), electricity bill payments, money transfer, BHIM UPI payments, DTH bill payments, broadband payments, credit card payments, and more.

You can also use the app to invest in Mutual Funds, Gold, and other financial products.

With SuperCash, our loyalty points program, you can save up to ₹1000 every month.

MobiKwik allows you to make instant recharges, bill payments, and transactions at over 1 million brands including IRCTC, Zomato, Swiggy, Xiaomi, and many others. We prioritize the security of your data and provide a seamless sign-up process using your phone number.

Zip Pay Later

• Get a credit up to ₹60,000 to shop at over 100,000 brands.
• Avail interest-free credit to Buy Now & Pay Later.
• Your credit limit depends on your usage - the more you use, the higher your limit.

Money Transfer

• Instantly transfer money to any bank account.
• Transfer money from bank-to-bank account, wallet to wallet, and card to bank.
• Transfer funds from your credit card to a bank account in no time.

UPI

• Send and receive money via any phone number or bank account directly or make UPI payments with BHIM UPI.

Mobile Recharge

• Recharge your Airtel, VI, Jio, BSNL, and other mobile connections online and avail exciting offers.

DTH Recharge

• Pay bills for Tata Sky, Airtel DTH, Videocon d2h, Dish TV, Sun Direct, and other DTH services.

Bill Payment

• Pay bills for over 300 billers including electricity, water, municipality, traffic challan, broadband, gas booking and bills, cable and phone payments, insurance premiums, credit card bills, rent payments, and more.
• Utilize Spend Now & Pay Later feature for your bill payments.

Credit Card Bill Payment

• Conveniently pay credit card bills online for various banks including American Express, Axis Bank, Canara Bank, CITI Bank, HDFC Bank, ICICI Bank, SBI, and more with instant settlement.

Offline QR Payment

• Scan any QR code at supermarkets, restaurants, pharmacies, milk booths, kirana stores, petrol pumps, etc.
• Safely make BHIM UPI payments or secure wallet payments at popular brands like Reliance Fresh, Croma, CCD (Café Coffee Day), JIO stores, Apollo Pharmacy, and more.

Online Payment

• Effortlessly make online payments at various shopping, food delivery, travel, and gaming brands including 1mg, BigBasket, Myntra, Flipkart, MakeMyTrip, and more.
• Use Spend Now & Pay Later feature for your subscriptions to platforms like Disney+Hotstar, AltBalaji, SonyLIV, Gaana, BookMyShow, and others.

Shop on EMI

• Get funds up to ₹200,000 for online shopping and pay back in monthly installments.
• Interest rates range from 9% to 35.99% p.a. with a tenure of 3 to 24 months.
• Standard processing fees vary from 2% to 4%.

Lending Partners (NBFC)

• SMFG India Credit Co. Ltd.
• Transactree Technologies Pvt. Ltd. (Lendbox)
• Hero FinCorp Limited

Lending Partners (Bank)

• IDFC First Bank Limited

Sample EMI Calculation:

• Loan Amount: ₹50,000
• Interest rate (APR): 16% p.a.
• Tenure: 12 months
• EMI: ₹4,537
• Total interest paid: ₹4,444
• Processing Fees (2%): ₹1,000
• Disbursed Amount: ₹49,000 (Principal Amount - P.F.)
• Total Cost of Loan: ₹55,444

Mutual Fund

• Invest in the right mutual funds, track your investment performance, and see your money grow.
• Invest in Direct Mutual Funds with a minimum investment of ₹100 and no commission fees.
• Save up to ₹46,500 by investing in Tax saving ELSS funds offered by SBI Mutual Fund, Axis Mutual Fund, HDFC Mutual Fund, ICICI Prudential Mutual Fund, and more.
• Prepare for your financial future with SIP using paperless bank mandates or lumpsum investments.

Digital Gold

• Buy, sell, exchange, and deliver 24K pure digital gold at real-time prices.
• Build savings by automating gold purchases through Gold SIP.
• Track your gold investment real-time 24X7.

For more details, visit www.mobikwik.com

For any assistance, please contact our helpline number: 080-69808686